Terms of Service

Clienttech Benefits LLC dba 401K Fast Program

Effective Date: July 1, 2025

1. Acceptance of Terms

By accessing 401kfastprogram.com (the “Site”) you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Site.

2. The Service

We provide educational content and collect business leads (“Service”) for third‑party 401(k) providers. We do not provide legal, tax, investment, or fiduciary advice.

3. Eligibility & User Obligations

The Site is intended for U.S. businesses. You affirm that all information you submit is true, accurate, and provided with authority from your company.

4. No Fees, No Refunds

There is no fee to use the Site or submit a form. If you later engage a provider we refer, any commercial terms will be between you and that provider.

5. Intellectual Property

All text, graphics, and trademarks on the Site are the property of Clienttech Benefits LLC or its licensors. You may view and download materials solely for internal business evaluation.

6. Prohibited Uses

You will not:

Misrepresent your identity or company information.

Use the Site to send unlawful or unsolicited bulk messages.

Attempt to reverse‑engineer, hack, or interfere with the Site.

7. Disclaimers

No Advice: Content is for informational purposes only and should not be relied on as legal, tax, investment, or ERISA advice. Consult qualified professionals.

No Fiduciary Duty: Submission of information or receipt of our communications does not create a fiduciary relationship.

Results Vary: We do not guarantee any cost savings, plan approval, or compliance outcome.

8. Limitation of Liability

To the maximum extent allowed by law, we will not be liable for indirect, incidental, or consequential damages arising from use of the Site or Service.

9. Indemnification

You agree to indemnify and hold harmless Clienttech Benefits LLC from any claims arising out of your misuse of the Site or violation of these Terms.

10. Governing Law & Venue

These Terms are governed by the laws of the State of Michigan without regard to conflict‑of‑law rules. Any dispute will be resolved in the state or federal courts located in Ingham County, Michigan.

11. Changes to Terms

We may modify these Terms at any time by posting the updated version on this page with a new Effective Date. Your continued use after the update constitutes acceptance.

12. Contact

For support or legal notices, email [email protected] or mail us at the address in §1.